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About Accel Loans

Trusted Missouri Loans Since 2007

 Founded in 2007, Accel Loans is a family-owned lending company dedicated to helping Missourians access fast, honest, and transparent financial solutions. For more than 20 years, customers across Missouri have trusted us for reliable short-term loans and installment loans designed to help manage unexpected expenses and short-term cash needs.


We believe everyone deserves respect and clarity when seeking financial assistance. That’s why we never pass judgment based on credit history and focus instead on providing responsible lending options that fit real-life situations.

Local, Trusted, and Transparent

 Missourians have trusted Accel Loans for decades because we do things differently. We believe in clear terms, predictable payments, and open communication from start to finish. Our team takes the time to explain your options so you can make informed decisions with confidence. 

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Customer Reviews

The Right Balance of Technology and Personal Service

Trusted Missouri Loans Since 2007

 Whether you prefer the convenience of applying online, speaking with a team member over the phone, or visiting one of our Missouri locations in person, Accel Loans makes the process simple, fast, and accessible. We believe getting a short-term loan should fit your life — not add more stress to it.


Our application process is designed to be straightforward and easy to understand, with clear steps and quick responses. If you have questions at any point, our team is always available to walk you through your options, explain terms, and help you feel confident in your decision.


We combine modern technology with friendly, knowledgeable customer service to ensure you’re supported every step of the way. Our online tools make applying quick and convenient, while our local staff provides the personal attention and care that only a community-based lender can offer.


From fast online applications to in-store assistance from people who live and work in your community, Accel Loans delivers the right balance of speed, transparency, and human connection. Our goal is to make short-term lending easier, more approachable, and more reliable — so you can focus on moving forward with confidence.

Local, Trusted, and Transparent

Missourians have trusted Accel Loans for decades because we do things differently.


We believe in clear terms, predictable payments, and open communication from start to finish.


Our team takes the time to explain your options so you can make informed decisions with confidence.


We focus on solutions that make sense for your situation today, without pressure or judgment.


Ready to get started? 

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What Makes Us Special

Fast, Fair & Transparent Service You can Rely On

 At Accel Loans, our mission is simple: to provide clear, respectful, and responsible financial solutions when people need them most. We understand that life doesn’t always go as planned, and unexpected expenses can put real pressure on everyday households. 


That’s why we focus on offering easy-to-understand installment loan options, straightforward terms, and a process built around honesty and respect. No confusing language. No hidden surprises. Just practical support when it matters.


What truly sets us apart is our commitment to our customers and the communities we serve across Missouri. We’re here to help — not judge — and we take pride in treating every customer with dignity and care. From transparent lending practices to friendly, knowledgeable team members, everything we do is designed to put people first. As a local lender, we believe strong communities are built on trust, accountability, and support, and we work every day to earn that trust by being a reliable financial partner for Missourians.

The Right Balance of Technology and Personal Service

At Accel Loans, we believe the best lending experience combines modern convenience with genuine human support. We’ve intentionally built a process that’s fast and easy to use, while still making sure you never feel like just a number. Whether you prefer to apply online or talk things through with a real person, we’re here to meet you where you are.  

Smart Technology That Makes Life Easier

Our technology is designed to remove friction — not add it. With a streamlined online application, quick decisioning, and secure digital tools, you can apply anytime, anywhere, without unnecessary paperwork or delays. We use technology to move efficiently and transparently, so you always know what’s happening and what comes next. 

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Real People Who Care About Your Situation

 While technology helps us move faster, people are what make the difference. Our experienced team takes the time to listen, answer questions, and help you understand your options — without pressure or confusion. Whether you connect online, over the phone, or in person, you’ll get personalized service from people who genuinely care about helping you move forward with confidence.

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What Others Are Saying

What Others Are Saying

What Others Are Saying

 See what our customers say about thier expereince with Accel & what makes us so different. 

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About Our Company

What Others Are Saying

What Others Are Saying

Learn more about our company and our commitment to our customers and the community we serve.  

About Us

What Others Are Saying

What Others Are Saying

What Others Are Saying

See what our customers say about thier expereince with Accel & what makes us so different. 

View Testimonials

Copyright © 2007 Accel Loans - Missouri's Most Flexible Lender - All Rights Reserved.

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